Free checking

• Minimum Opening Deposit: $10
• Non-interest bearing
• No minimum balance
• No monthly service fees
• No per check charge

Island Gold

• $500 discount on Mortgage closing costs
• Home Equity line of credit fees are waived
• Island Business Partner discount program
• 6 Free monthly transactions at other ATM’s
• Free on-line banking and bill pay
• Competitive tiered interest rate
• Minimum opening deposit $500, Minimum monthly balance to avoid $4.00 fee is $500

Island Gold Plus

• $6.00 monthly membership fee
• 50+ monthly membership fee is $4.00
• All current Gen Gold features
• $500 discount on Mortgage closing costs
• Home Equity line of credit fees are waived
• Island Business Partner discount program
• 6 Free monthly transaction at other ATM’s
• Free on-line banking and bill pay
• Competitive tiered interest rates
• 1/4% premium on Island Money Market and non-promotional CD’s
• Minimum opening deposit $500, Minimum monthly balance to avoid $4.00 fee is $500

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